These Terms of Service ("Terms") govern your access to and use of ClipAd, a marketplace that connects African video creators with global and regional brands for AI-assisted clip monetization. ClipAd is operated by Polsia ("ClipAd", "we", "us", or "our").
This is a template for an early-stage product and not legal advice.
By creating an account, accessing, or using ClipAd in any way, you agree to be bound by these Terms and by any policies referenced here, including our Privacy Policy, Cookie Policy, and Content & Community Policy. If you are using ClipAd on behalf of an organization, you represent that you have authority to bind that organization, and "you" refers to that organization. If you do not agree to these Terms, you may not use the platform.
You must be at least 18 years old, or the age of majority in your jurisdiction, to use ClipAd. You must be able to form a legally binding contract and must not be barred from using the service under the laws of Ghana or any other applicable jurisdiction. The platform is intended for creators and brands operating across the markets we serve, and certain features may be limited by region.
You are responsible for safeguarding your login credentials and for all activity that occurs under your account. You agree to provide accurate, current information and to keep it up to date. Notify us promptly at our contact page if you suspect any unauthorized use. We may suspend or limit accounts that contain inaccurate information or that we reasonably believe are being used in violation of these Terms.
Creators are responsible for the content they upload and must hold all necessary rights to that content and any music, footage, or likenesses it contains. Creators retain ownership of their content and approve which segments may carry advertising before any brand campaign runs.
Brands are responsible for the advertising creative they supply, for ensuring it is lawful and non-deceptive, and for holding the rights to all assets within it. Both parties agree to:
Brands pre-fund campaigns, and campaign budgets are held in escrow until the corresponding placements are served and verified. Brands pay a flat price per creator placement; of that price, 70% goes to the creator and ClipAd retains 30%. There are no fees charged to creators — joining, uploading, and withdrawing are free, and the 30% is taken from brand spend only, as disclosed in the Creator Agreement and on your dashboard. Creator payouts are made in the creator's local currency (Ghana Cedis GH₵, Nigerian Naira ₦, or Kenyan Shillings KSh) via their market's payout method (Mobile Money in Ghana, bank transfer in Nigeria, or M-Pesa in Kenya), subject to minimum thresholds and identity verification. Taxes are the responsibility of each party. Detailed billing and refund terms for advertisers are set out in the Advertiser Terms.
ClipAd, including its software, design, and brand, is owned by Polsia and protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to use the platform for its intended purpose. You retain the rights to your own content; by uploading, you grant us the limited license described in the Creator Agreement so we can host, process, segment, display, distribute, and deliver your content.
You agree not to misuse the platform. Prohibited activity includes, without limitation:
You may stop using ClipAd and close your account at any time. We may suspend or terminate your access if you breach these Terms, create risk or legal exposure for us, or if we discontinue the service. On termination, outstanding verified earnings will be paid out subject to our standard processes, and provisions that by their nature should survive — including IP, disclaimers, and liability limits — will continue to apply.
ClipAd is provided "as is" and "as available" without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee specific earnings, audience reach, or campaign outcomes. To the fullest extent permitted by law, ClipAd and Polsia will not be liable for any indirect, incidental, special, consequential, or punitive damages, and our aggregate liability for any claim will not exceed the greater of the fees you paid to us in the three months preceding the claim or GH₵1,000.
These Terms are governed by the laws of the Republic of Ghana, without regard to conflict-of-law principles, and the courts of Ghana will have jurisdiction over any disputes, subject to any mandatory rights you have under local law. We may update these Terms from time to time; when we do, we will revise the "Last updated" date and, for material changes, provide additional notice. Continued use after changes take effect constitutes acceptance.
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